Submit your loan request in 3-minutes or less. It's Fast & Easy.
OUR LOAN PROCESS.
1
Search & select the best loan product including interest rate and terms using our Loan Finder tool
2
Submit loan request online
3
Schedule loan review call with an ICS Senior Advisor. In many cases your ICS Senior Advisor will complete a secondary call with the borrower to confirm and review the loan request requirements in detail.
4
ICS issues a Letter of Interest / Initial Term Sheet
5
Stage One Underwriting / POE Evaluation / Multi-Lender Underwriting
POE Evaluation (Property, Owner & Encumbrance Underwriting & Due Diligence)
6
Final Lender Term Sheet
7
Stage Two Underwriting / Appraisal / 3rd Party Reports
8
Appraisal Review & Final Loan Commitment
9
Loan Document Draft, Legal Review & Loan Doc Revisions, Signing
10
Funding
ICS will never contact a borrower directly without your request and authorization. All borrower and transaction information is strictly confidential.